Community-based financial relief when tragedy strikes.

Delivered instantly.

It’s time for a new strategy to help families grapple with financial instability in the event of tragic loss. Endorsed by leading rabbis and organizations, LifeShare is a global online community that provides critical relief when it’s most needed.

My primary interest is to:

I Want to Protect My Family.

Easy and Affordable Access to Emergency Financial Support

We know there are 101 reasons why people don’t buy life insurance. We get it. Our mission at LifeShare is to make access to financial aid at a time of tragedy so simple that there are no more excuses to leave your family unprotected. It takes just minutes, and there are no brokers, medical exams, bureaucracy, or delays. 

How does it work?


Just click the registration link to join the community. Enter your personal information, assign your beneficiaries, and answer a one-question health questionnaire. Note: Each spouse registers separately.

Select Payout Amount.

Select the amount you would like your family to receive in the event of your passing, either $100,000 or $250,000.

Membership fee.

Pay a $25 annual membership fee per member.

Mutual-Aid Commitment.

There are no fixed payments or monthly premiums. Your ONLY financial commitment is to make a one-time, mutual-aid payment when another member of the community passes away. The cost of your payment is based on your payout selection, which will be billed automatically — through a credit card you provide at this step — upon the passing of a fellow community member.* 

  • If you select a $100,000 payout, you will make a mutual aid payment of $14.

  • If you select $250,000, you will pay $32.

Your Payout.

In the unfortunate event of your passing (or your spouse, if registered), your family will receive your selected payout within 72 hours of death verification.

* Payments can be made from tzedaka funds
(Psak of HaGaon Rav Asher Weiss, shlitah, and other leading rabbonim)

I Want to Support the Community.

Those of us lucky enough to have financial security still care about those without. 

No matter how much it hurts to see tragic losses in our community, we simply can’t respond financially to every heartbreaking widow and orphan campaign. It’s not that we don’t care. It’s that the panic and scrambling are inefficient, unpredictable, and often insufficient.

LifeShare offers a new strategy for how we look after each other in times of unexpected tragedy. Compared to fundraising campaigns with uncertain outcomes, it is a smarter way to proactively and swiftly provide critical financial aid to families immediately after the death of a parent.

Upon enrollment, members select a payout to their family of either $100,000 or $250,000 in the event of their passing. If tragedy strikes, all community members are automatically charged a one-time mutual-aid contribution that is immediately transferred to the deceased’s family.


As a member of the community, you are entitled to a payout. However, as someone who already has life insurance, we would encourage you to waive the payout, and just participate in supporting the community.

Upon enrolling, you can select the amount you wish to contribute each time a community member passes away. And that’s it!

Furthermore, we will waive the $25 annual membership fee. By pre-authorizing LifeShare to make your selected contributions on your behalf, you can take comfort in knowing you are helping families during their most trying hour.


In addition to supporting the community, you can go even a step further and sponsor needy families by covering their membership fees and mutual-aid contributions.


Frequently Asked Questions

Yes, we are reimagining an old, inefficient paradigm, so naturally there are questions:
How much does it cost? Can I join at any age? Is this life insurance? 

This FAQ answers these questions, and more.

Joining LifeShare is easy! There’s no red tape, broker applications, medical exams, or anything like that. Just click the link below, and you’ll be prompted to provide your personal information, assign your beneficiaries, select your preferred payout amount, and answer a one-question health questionnaire. You’ll pay a $25 membership fee – and that’s it! Your only other commitment is to make a mutual-aid payment when another member of the community passes away.

Because LifeShare is not an insurance company, there are no fixed monthly costs or premiums. Your only financial responsibility is to make a mutual-aid contribution upon the death of a fellow community member. How much you pay depends on your end-of-life payout selection. If you would like your family to receive $100,000 upon your passing, you will make a $14 contribution when another community member passes away. If you select the $250,000 payout, you will pay $32 per death. Based on projections, we estimate less than one payment per month.

When you join LifeShare, you’re not buying coverage in the traditional sense. You are joining a community of peers who have committed to making payments to your family upon your passing. Your family will be entitled to receive a one-time, tax-free payout of either $100,000 or $250,000, based on your selection when you join. We expect to make all payouts within 48 hours of death verification.

Because the community funds these payouts, and not an insurance company, the most we are offering at this time is $250,000. We recognize $250,000 may not be enough for some families, but remember, LifeShare is an emergency safety net to provide families critical financial resources upon the member’s passing. It is not a replacement for a multi-million life insurance policy. But, as the community grows in the future, we will be able to offer larger payouts.

Yes, you should definitely still purchase a comprehensive life insurance policy after you join the Lifeshare community. Lifeshare provides critical financial resources to help families in the difficult weeks and months immediately following the passing of a parent. It does not replace a multi-million dollar insurance policy which will protect their family for many years in the future.

If you already have life insurance, that’s great! But you should absolutely still join Lifeshare so you can participate in supporting the community and making mutual-aid contributions in the event of another member’s death. Our goal is take a measured, proactive approach to community support, rather than waiting for the death of a member and then running a frantic campaign after the fact. And we also offer the opportunity to sponsor other members. You can learn more about that below.

You will never pay for more than two deaths per month. In other words, the maximum a $100,000 selection will pay is $28, and a $250,000 selection will pay is $64. In the highly unlikely event there are more than two deaths in a single month, additional funds may be collected in subsequent months until the total payout amount is reached.

Aside from existing life-threatening or terminal illnesses, there are no health restrictions to joining the community (examples: Malignant cancer, Cardiovascular disease, ALS, etc.). Individuals who have been diagnosed with a life-threatening illness within the past five years will not be permitted to join the community. Failing to report such a diagnosis will invalidate a payout upon our review, so we strongly encourage honesty.

You can remain in the community and receive a payout until the age of 65. Beyond that, you are encouraged to continue participating in the community by making mutual aid contributions, but will not be eligible to receive a payout upon your death.

Yes. Families that cannot afford the membership fee and mutual-aid contribution can request to be sponsored upon enrollment. Likewise, charitable members may offer to sponsor others upon enrollment, covering their mutual-aid responsibility. When a sponsor joins, LifeShare will match them with a sponsorship applicant, and add them to the community.

Yes, you should definitely consider purchasing a comprehensive life insurance policy after you join the Lifeshare community. Lifeshare provides critical short-term financial resources to help families in the difficult weeks and months immediately following the passing of a parent. It does not replace a multi-million dollar insurance policy which will protect your family for many years in the future.

Yes! Members can offer to enroll their children or other dependents for whom they would want to receive an end-of-layout payout in the event of one of their deaths. The member would cover the membership and mutual-aid contributions for their child or dependent. This is a wonderful gift of life and further protects your loved ones and the community at large.

No. There is no need to take an exam or provide medical documentation, aside from answering a very brief health questionnaire. 

No, LifeShare is not classified as an insurance company and, therefore, does not require special licensing. A few key factors that differentiate LifeShare from insurance companies include:

  1. Payment Structure: Unlike insurance companies that collect fixed premiums regardless of claims, LifeShare members only make contributions when a fellow peer passes away. The funds are immediately transferred to the family of the deceased.

  2. Risk Sharing: LifeShare does not assume the risk of loss individually. Instead, the risk is shared by all members of the community.

  3. Sponsorship Opportunity: LifeShare offers a unique feature allowing peers to request sponsorship. This means that individuals who are unable to afford the mutual-aid contribution can still join the community. Sponsors voluntarily cover the responsibility of the sponsored members, ensuring inclusivity and accessibility for all.

LifeShare differs from other community funds in 2 key areas:

    • These “Orphan Funds” have strict financial and eligibility criteria. End-of-life payouts are determined by a rabbinical board. If the board determines the family has sufficient financial means (such as an existing life insurance policy, “Go Fund Me” campaign, or other financial resources), they may receive a reduced payment, or no payout at all. Members of these funds can contribute for years or decades, but may not be eligible to receive a payout upon their death.

    • LifeShare does not scrutinize its members’ financial situation; paying members of the community at the time of death are eligible to receive a payout, no questions asked.
    • Upon the death of a member, even after the rabbinic board approves a payout, these funds DO NOT IMMEDIATELY get transferred to the family for crucial life expenses. They are invested until the orphan comes of age and needs the funds (typically for a wedding or to purchase an apartment), which can be a decade, or more.

    • LifeShare automatically transfers the funds directly to the deceased’s family, thereby providing immediate financial relief at the time of death.

Sponsoring & Requesting a Sponsorship.


Thank you for considering sponsoring a member!

  • By covering the mutual-aid responsibility of a needy family, you directly contribute to protecting others within the community.

  • By sponsoring a member,  you agree to cover their $25 annual membership fee and mutual-aid contributions. You can sponsor a specific individual by name (anonymously or not), or we can assign a random person.

If you sponsor a random individual,

We will match you with a sponsorship applicant and add them to the community. This ensures that the mutual-aid support system remains inclusive and accessible to all members, regardless of their financial situation.

If you sponsor someone specifically,

They will be notified via text or email and will be provided a link to register themselves.

Requesting a sponsorship

If you cannot afford membership and the mutual-aid contribution, you can request a sponsorship when enrolling in the community. We understand that financial circumstances can vary, and we strive to support those in need.