BEFORE TRAGEDY STRIKES
Your family's financial safety net in Israel.
In collaboration with Nefesh B’Nefesh, LifeShare is offering discounted membership to its community-funded program that provides immediate financial aid after a loss.
- Up to $250,000 cash payout upon passing
- $32 contribution per member death
- Max 12 contributions per year ($384)
- Discounted $30 annual membership
Life in Israel can be complicated.
Protecting your family shouldn't be.
What is LifeShare?
LifeShare provides an affordable, hassle-free path to financial security for your family in Israel.
Instead of relying on the bureaucracy of Israeli banks, investments, or insurance companies, LifeShare members come together to provide transparent financial aid in the event of a tragedy.
Simple and Transparent
When a member passes away, all LifeShare participants make a one-time, $32 tax-deductible contribution. LifeShare pools the funds - up to $250,000 - to help the family stay afloat following a tragedy.
It’s a simple strategy to ensure your family is financially protected — even if you don’t have life insurance, real estate, or other assets to fall back on.
Founded by Nefesh B’Nefesh olim, LifeShare understands life in Israel; the bureaucracy, delays and challenges of building a sound financial future.
LifeShare was founded by NBN olim who saw the need for families to easily protect their financial future in Israel. It was built on the values of simplicity, affordability, and community.
“As an oleh myself, I understand how challenging it can be to build financial stability in Israel,” says Ari Rosenstein, CEO of LifeShare. “Through our collaboration with Nefesh B’Nefesh and the power of community, we’re giving families here an easier, more affordable and more accessible path to peace of mind and financial protection.”
How does this work?
Join
Register online with a discounted $30 annual membership fee in under 3 minutes (regularly $48). No brokers, medical exams or red tape.
Contribute
Make a $32, US tax-deductible donation only when a fellow LifeShare member passes away. (Capped at 12x per year. Payable from Tzedakah).
Protect
If a member passes away, their family will receive up to $250,000, based on the group size, within a week. That’s it! (Eligible up to age 65).
Rabbinic Support
What LifeShare members are saying
“It’s a much better investment than regular life insurance.”
My life insurance expired after I moved to Israel, and I was searching for a new policy when I found LifeShare. It feels like a much better investment than regular life insurance – it’s lower cost and everyone chips in to help other, so it’s a real win-win for everyone involved.
Chaim F.
Age 39, Formerly Dallas, TX
It gives me peace of mind.
I had intended to get life insurance for years but never got around to it; it always seemed too expensive. After making aliyah, I came across LifeShare and I joined. It gave me peace of mind and a sense of helping others, all in one.
Sam C.
Age 55, Formerly Passaic, NJ
“It helps others, while providing our family with coverage.”
As a wife, I kept nudging my husband to get life insurance, but he kept procrastinating and never got around to it. When we found LifeShare, it made the process so easy so he had not more excuses! He finally signed up, and I love that it helps others, while providing our family with coverage.
Rachel G.
Age 43, Formerly Los Angeles, CA
“The process was quick and easy.”
I am 35 and never had life insurance. It always bothered me that I didn’t have a plan to protect my family’s future after aliyah. When I saw an ad for LifeShare, I knew it was time to stop delaying getting life insurance and finally take action. The process was quick and easy, and now I have the security my family deserves.
Steve S.
Age 35, Formerly Seattle, WA
“Now I have the extra protection I need.”
I have basic life insurance coverage but I wanted more. I am a little overweight and I kept putting it off, and I found traditional insurance is too expensive here in Israel. When I saw an ad for LifeShare, I loved the idea. It was simple and easy to join, and now I have the extra protection I need.
Larry L.
Age 34, Formerly Pomona, CA
Exclusive discount for NBN Olim
Anyone who made aliyah with NBN (since its founding in 2002) can join LifeShare for just $30 per year (38% off the regular $48).
Just enter coupon code “NBN30” when registering to access your discounted membership.
3 minute application
No medical exams, no paperwork. Just a simple online form. If you join, you’re covered. Find out if you’re eligible in 3 minutes or less.
Zero premiums
Instead of paying annual premiums of $600-$2000, NBN members only pay $30 and then contribute $32 only when there’s a death.
100% Tzedakah
Protect your family while using Maaser. Every contribution is fully tax-deductible in the US and goes straight to families who just lost a parent.
Ethical and transparent
The annual membership covers operational costs; every other dollar directly puts bread on a family’s table. No hidden fees — just people helping people.
Frequently asked questions
How can I be sure that LifeShare will pay out when needed?
LifeShare operates on a cost-sharing model. While there is no guarantee, the program is designed to maintain a strong, reliable funding pool.
- All members pre-authorize automatic contributions
- Our secure payment system regularly verifies and updates member payment information
- Non-contributing members are promptly replaced, maintaining the funding pool’s strength
The contribution structure has been rigorously vetted by actuaries and insurance professionals. If a payout were triggered today, it would be in the $60,000-$70,000 range.
How often will I have to contribute?
Based on actuarial projections, members can expect to make 6 to 8 contributions per year, with a maximum cap of 12.
What if 100 people die at once?
We base our financial projections on detailed mortality tables and actuarial reports from insurance companies. Our financial model is continuously adjusted to account for risk. For example, the cost for smokers or those with health concerns is about three times higher than for healthy or preferred-risk members, and this is factored into both pricing and expectations.
In the highly unlikely event of a mass catastrophe, we will try to raise additional funds but cannot guarantee payouts. We are here to support families facing individual tragedies; large-scale disasters are beyond the scope of this program.
Is this only for people with health issues or smokers?
No, LifeShare is for anyone seeking affordable family protection. While we often serve those with medical conditions who struggle to get traditional insurance, our cost-sharing model also benefits healthy individuals who:
- Found traditional premiums too expensive
- Had previous policies lapse
- Are between jobs or insurance coverage
- Want supplemental protection beyond existing policies
- Prefer our straightforward, community-based approach.
Whether you have health concerns or are in perfect health, LifeShare provides an accessible alternative to life insurance.
Do the payments increase with time?
No, the fees are fixed. Unlike traditional insurance where premiums rise as you age or if your health changes, LifeShare’s fees are consistent, with no surprise hikes, through age 65.
Your annual fee never increases, and the contribution amount of $32 – $52 per member passing is locked in for the duration of your membership.
The only variable is the number of member passings per year, which is capped at 12.
What are the risks of using LifeShare?
LifeShare doesn’t guarantee payouts, so there’s a chance contributions might not fully cover every member. That said, the program is built to be sustainable through collective support and has been carefully verified by actuaries. The risk is minimal, and for just a few dollars a year, you can help ensure your family won’t face tremendous financial hardship.
Can I cancel anytime?
Yes. LifeShare does not require long-term contracts. Members can join or leave the program as needed, with no obligations or penalties.
Is LifeShare right for you?
Minor Health Condition?
LifeShare's underwriting consists of a brief health questionnaire. If you’re a smoker or diabetic, or you struggle with weight, you’re still welcome here.
Are you over 40?
If you put off buying life insurance (now it’s expensive!) or your policy lapsed, we can help. Join today and lock in your membership until age 65.
Already insured?
Many of our members already have life insurance but want an extra $250K paid out immediately. Plus, your tax deductible contributions help families in crisis.
Your family shouldn’t suffer because you didn't get life insurance
Don’t leave your loved ones floundering in a crisis.
Join our simple alternative to life insurance and provide for your family when they need it most — up to $250,000, paid out within a week.