LifeShare is a cost-sharing alternative that protects the people you love most.

● No premiums
● Instant approval
● Up to $250,000 payout

What if traditional life insurance doesn't work for you?

Not everyone qualifies for life insurance.

And not everyone can afford it.

You’re over 40 and premiums are too high.

The policy you bought in your twenties lapsed. The costs of a new plan are prohibitive — but now’s when you need it most.

You have a minor health condition.

Smoking, diabetes, obesity — these make it harder (or impossible) for you to qualify. But what does that mean for your kids?

Enter LifeShare:

You can still protect your family’s future – without a life insurance policy.

LifeShare helps people who don’t have traditional life insurance protect their families through an affordable, cost-sharing model.

In just 3 minutes you can join LifeShare and protect your family for just $40 a year!

Rabbinic Advisors

"Out of the many ideas and organizations and initiatives, I think LifeShare is the best. I strongly encourage you all to be part of this great chessed.”
Rav Asher Weiss
Rosh Kollel of Machon Minchas Osher L’Torah V’Horaah, Jerusalem
"I commend the developers of LifeShare. It is a phenomenal idea and I urge everyone to join in and be part of this initiative."
Rav Hershel Schachter
Rabbi Isaac Elchanan Theological Seminary
"I am absolutely overwhelmed by the chiddush of LifeShare. I am encouraging each and every one of you to be a part of this community.”
Rav Moshe Weinberger
Aish Kodesh, Woodmere

How does this even work?

LifeShare’s cost-sharing program is so simple, there are no more excuses for your family to remain unprotected.

STEP 1

Join LifeShare

Answer a few quick questions and pay the $40 annual membership fee.

STEP 2

Contribute

Pay $32 only upon the passing of a LifeShare member.

$0 fixed monthly costs!

STEP 3

Protect

Beneficiaries receive up to $250,000 payout — within one week!

Is LifeShare right for you?

Are you over 40?

If you put off buying life insurance (now it’s expensive!) or your policy lapsed, we can help. Join today and lock in your membership until age 65.

Already Insured?

Many of our members already have life insurance but want an extra $250K paid out immediately. Plus, your tax-deductible contributions help families in crisis.

Minor Health Condition?

LifeShare's underwriting consists of a brief health questionnaire. If you’re a smoker or diabetic, or you struggle with weight, you’re still welcome here.

Your family shouldn’t suffer because you don't have traditional life insurance.

Don’t leave your loved ones floundering in a crisis.

Join our simple alternative to life insurance and provide for your family when they need it most — up to $250,000, paid out within a week.

Frequently Asked Questions

Yes, we are reimagining an old, inefficient paradigm, so naturally there are questions:

How much does it cost? Can I join at any age? Is this life insurance? What exactly is a community?

You’ve got questions, we’ve go answers.

Because LifeShare is not an insurance company, there are no fixed monthly costs or premiums. Your only financial responsibility is to make a $32 tax-deductible contribution, upon the death of a fellow LifeShare member. Based on projections, we estimate 4 to 5 payments per year.

When you join LifeShare, you’re not buying coverage in the traditional sense. You are joining a community of peers who have committed to making payments to your family upon your passing. Your family will be entitled to receive a one-time, tax-free payout of up to $250,000, based on the community size at time of death. We expect to make all payouts within one week of death verification.

If you already have life insurance, that’s great! But you should absolutely still join LifeShare so you can participate in supporting the community and making mutual-aid contributions in the event of another member’s death. Our goal is take a measured, proactive approach to community support, rather than waiting for the death of a member and then running a frantic campaign after the fact. And we also offer the opportunity to sponsor other members.